0% Finance

Finance options are available for all purchases between £500 and £12,000.

We are very happy to offer a variety of finance options to our customers - from 6, 12, 24 & 36 month payment plans.  Applying for credit is fast and simple.  On the final stage of the checkout process, select Pay4Later and then you will be asked to complete the credit agreement.  Sign it online and you will get a decision within one hour.  When accepted, pay a deposit and that's it!

Credit will allow you to:

• Buy the jewellery you wanted with a deposit of your choice from 10% to 50%.
• Select from a payment plan that suits you:
  • 6 Months (0% APR)
  • 12 Months (9.9% APR)
  • 24 Months (19.5% APR)
  • 36 Months (19.5% APR)
• Make fixed payments that lets you budget better.
• Avoid going to go to the bank for a loan - we provide a one stop shop.

Qualifying For Credit

• You must be over 25 years of age.
• You must be a UK resident with at least 3 years continual address history.
• You must be in full time employment, unless retired or a house person with a spouse in full time employment.
• You must have a UK bank account capable of accepting Direct Debits.
• The goods must be delivered to your home address.

Credit Service

Consumer credit service provided by Pay4Later in association with Moneyway. Pay4Later is licensed by The Office of Fair Trading (Consumer Credit Licence: 0616240). For more information please refer to our frequently asked questions or visit http://www.pay4later.com/.

Moneyway is a Trading name of Secure Trust Bank PLC. Secure Trust Bank is authorised and regulated by the Financial Services Authority, licensed by the Office of Fair Trading and a member of the Finance and Leasing Association. For more information please visit http://www.securetrustbank.com.

Note: We are sorry but discount codes cannot be used with any finance option.