0800 977 4855 | 020 7831 5433

0% Finance

Finance for diamond jewellery is available for all purchases between £250 and £25,000.

We are happy to offer a variety of finance options to our customers. With repayment terms from 6, 12, 24 & 36 months, we make it easy for customers to own stunning new diamond jewellery.

Applying for credit is fast and easy. During the final stage of the process for checking out, select the finance option and then you will be asked to complete the credit agreement. Simply sign it online and you will find out the decision within one hour.  When you are accepted, pay a deposit you are ready to shop!

Credit will allow you to:

  • Buy the jewellery you wanted with a deposit of your choice from 10% to 50%.

  • Select from a payment plan that suits you:
    • 6 Months (0% APR)
    • 12 Months (9.9% APR)
    • 24 Months (19.5% APR)
    • 36 Months (19.5% APR)

  • Make fixed payments that let you budget better.

  • Avoid going to go to the bank for a loan. We provide a one stop shop.

Representative example of credit:

Total Product Value - £5,000
Less deposit (50%) - £2,500 
Amount of credit - £2,500
Payable by 6 monthly instalments of - £416.66
Other Charges - £0
Total amount payable APR typical 0% - £5,000

Qualifying For Credit

  • You must be over 18 years of age.

  • You must be a UK resident with at least 3 years continual address history.

  • You must be in full time employment, unless you’re retired or a house person with a spouse in full time employment.

  • You must have a UK bank account capable of accepting Direct Debits.

  • Any goods ordered must be delivered to your home address.

How to Apply

Please select "Finance Available" as your payment method where you will be redirected to payment provider “Deko Finance” to complete your finance application. You will be required to fill in your details accordingly and they will assess your credit application and five a decision on approval.

How Much Can I Borrow?

The maximum lending amount in additional to the upfront deposit is £25,000 (total purchase price of £50,000 with 50% deposit).

How Are My Monthly Payments Made?

Your monthly repayments will be taken via direct debit from your chosen bank account.

Can I Pay Off My Loan Early?

Yes you can.  You will need to contact Close Brothers Retail Finance directly on 0844 880 6542 in order to make additional payments. Please note that interest rates will be adjusted accordingly.

Credit Service

Consumer Credit Service is provided by Deko Finance in association with Close Brothers Retail Finance. Deko Finance is licensed by Financial Conduct Authority (Consumer Credit Licence: 0616240). For more information please refer to our frequently asked questions or visit www.dekopay.com/

Close Brothers Retail Finance is a trading name of Close Brothers Limited. Close Brothers Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority – firm reference number 124750. For more information please visit www.closebrothersretailfinance.co.uk.

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